004 | From Poverty to Privilege | TJ Backstory

Starting from a 3rd world Country TJ shares his story and what life was like growing up in Nigeria. Born in a middle-class family, his father instilled basic money ideas that have stuck with him even as he pursues financial independence. He learned from his father to be frugal, and intentional with money. Only focusing … Read more

003 | Earning $150,000 While Traveling Full Time | Brad Rice

Brad Rice

How to Find FIRE Being naturally frugal, Brad kind of stumbled his way into FIRE. After starting the 9-5, Brad anticipated working like the typical employee and retiring at age 59 ½ with millions of dollars. Before long on this path, Brad came to the realization that he didn’t find a lot of joy in … Read more

002 | There’s No FI Without Purpose

There's No FI Without Purpose

What FIRE Means to Us Cody and TJ share their biggest reasons for pursuing financial independence. On their path, they’ve learned that money is just a tool, and it should not control your life. This concept simply allows you to buy your time back. It allows you take back control of your future, and focus … Read more

001 | Lighting the FIRE

Lighting the F.I.R.E.

What exactly is FIRE? Financial independence, retire early. Financial independence is based on the 4% rule which was formulated from the Trinity study, the idea is that if you can survive comfortably at a 4% withdrawal rate from your nest egg (invested assets), provided that the assets were invested in low-cost index funds, you essentially … Read more